Loan Products

New Construction Loans

Ground-up financing for investors who've done it before — even just once. Two product tiers cover most experience and credit profiles.

Liquidity

Enough for closing costs, 10% of construction cost, and 6 months of interest.

Experience

At least one prior property within the last 36 months.

Total Loan

85% Loan-to-Cost standard; 90% LTC for experienced investors.

Product 2

700+
Allowed in CA, OR & other states
  • 700 credit score
  • No sourcing or seasoning of funds
  • No liquidity check

Product 3

650+
NOT allowed in California or Oregon
  • 650 credit with 5+ new builds in 36 months
Ready to break ground?

Submit your construction scenario.